Together Money

 

Together consider mortgage applications from a variety of people and make sensible decisions about whether repayments are affordable, looking at the actual facts and real situations. It means those who are self-employed, claim benefits, or who have other sources of income, could get a mortgage.

First and Second Charge Mortgages:

  • Up to 75% LTV
  • 2 Year Fixed Rate from 3.59%
  • 5 Year Fixed Rate from 4.99%
  • First charge minimum loan size £50k. Maximum loan size £500k
  • Second charge minimum loan size £30k. Maximum loan size £250k
  • Lender Arrangement Fee 2.50% (max £7.5k)
  • Capital Repayment or Interest Only.
  • Debt consolidation will not be permitted on second charge interest only basis
  • Variable rate terms 3-40 years for first charge and 3-30 years on second charge
  • Fixed rate terms 6-40 years for first charge and 5-30 years on second charge
  • No early repayment charges
  • Shared Ownership and Right to Buy permitted on first charge product.
Together Consumer Buy to Let Mortgages:
  • Up to 75% LTV
  • 2 Year Fixed Rate from 5.19%
  • 5 Year Fixed Rate from 5.49%
  • Available on first and second charge basis
  • Minimum loan size £50k. Maximum loan size £250k
  • Lender Arrangement Fee 2.50% (max £7.5k)
  • Capital Repayment or Interest Only
  • Variable rate terms 4-30 years
  • No early repayment charges

Together Regulated Bridge

  • Up to 70% LTV
  • Fixed Rate from 0.65%
  • Mortgages available on first charge basis (second charge permitted via cross charge)
  • Minimum loan size £50k. Maximum loan size £500k (up to £1m to max 50% LTV by referral)
  • Lender Arrangement Fee 2% (min £1,450)
  • 12 month term
  • No early repayment charges

To discuss Together Money call our sales team on 01403 272625 (option 2) or email us at sales.team@impactsf.co.uk To discuss Bridging and Commercial call 01403 272625 (option 4) or email us at impactcommercial@impactpackaging.co.uk