Interview with Keith Street, Chief Commercial Officer at The Mortgage Lender.

What do TML do? Well, the clue’s in the name – they love to lend. They describe what they do as ‘lifestyle lending’. Nowadays, it’s perfectly normal to be freelance or self-employed, divorced or single. It’s the new normal. Providing mortgages to people with less than usual lifestyles is what they do.

Their products and criteria are particularly focused on:

  • Customers with less than perfect credit
  • Customers with complex income types
  • Customers who are self-employed
  • Customers looking at new build properties

EXCLUSIVE LUMI RESIDENTIAL RANGE

Enhanced credit criteria, flexible approach to payday loans, no cascade for unsecured arrears.

lumi 1:

  • Up to 75% LTV
  • Available for purchase and remortgage
  • 2 year fixed rates starting from 4.98%
  • 5 year fixed rates starting from 5.29%
  • Completion Fee £1,195

lumi 2:

  • Up to 75% LTV
  • Available for purchase and remortgage
  • 2 year fixed rates starting from 6.04%
  • 5 year fixed rates starting from 6.14%
  • Completion Fee £1,195

lumi 3:

  • Up to 75% LTV
  • Available for purchase and remortgage
  • 2 year fixed rates starting from 6.65%
  • 5 year fixed rates starting from 6.85%
  • Completion Fee £1,495

lumi 4:

  • Up to 70% LTV
  • Available for purchase and remortgage
  • 2 year fixed rates starting from 6.85%
  • 5 year fixed rates starting from 6.95%
  • Completion Fee £1,495

To discuss The Mortgage Lender call our sales team on 01403 272625 (option 2) or email us at sales.team@impactsf.co.uk